Hi Derick,
At UMB, self-funded visitors are advised that they (the visitor) must purchase health insurance coverage. Our office of international services provides information a few companies that provide policies specifically designed for those on J-1 programs.
We do have J-1 scholars that go on UMB payroll and who then get the same benefits as other students, postdocs or faculty at UMB, including health insurance coverage. However, uncompensated visiting scholars do not get health insurance or other benefits and must purchase it on their own.
Janet
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Janet Simons
Director, Research Policy
University of Maryland Baltimore
Baltimore, MD